Topsfield, Massachusetts Tier 2
Tier 2 · strong schools · about 52 minutes door-to-door to downtown Boston at peak · 88% of households own their home.
$1M
4BR / 2BA house (est.)
$750k
3BR townhouse (est.)
$555k
2BR condo (est.)
$15.00
Tax per $1,000 (FY2026)
52 min
Peak drive to Boston (modeled)
—
No MBTA rail
88%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $6,482/mo | $278k/yr |
| 3BR / 2BA townhouse | $4,905/mo | $210k/yr |
| 2BR condo | $3,675/mo | $158k/yr |
Preliminary data: Topsfield is part of our newest batch of towns — its tax rate, prices, and demographics are estimates pending verification against municipal and census sources.
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Topsfield’s actual FY2026 rate ($15.00/$1,000 = 1.50% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 88% |
| White (non-Hispanic) | 92% |
| Asian (non-Hispanic) | 2.0% |
| Latino / Hispanic | 3.0% |
| African American (non-Hispanic) | 1.0% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
