Andover, Massachusetts Tier 2
Tier 2 · strong schools · about 52 minutes door-to-door to downtown Boston at peak · 81% of households own their home.
$1M
4BR / 2BA house (est.)
$760k
3BR townhouse (est.)
$560k
2BR condo (est.)
$12.31
Tax per $1,000 (FY2026)
54 min
Peak drive to Boston (modeled)
🚆 40 min
Commuter rail · ~40 min to terminal
81%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $6,257/mo | $268k/yr |
| 3BR / 2BA townhouse | $4,798/mo | $206k/yr |
| 2BR condo | $3,581/mo | $153k/yr |
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Andover’s actual FY2026 rate ($12.31/$1,000 = 1.23% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 81% |
| White (non-Hispanic) | 70% |
| Asian (non-Hispanic) | 16% |
| Latino / Hispanic | 8.1% |
| African American (non-Hispanic) | 2.1% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
