Reading, Massachusetts Tier 2
Tier 2 · strong schools · about 37 minutes door-to-door to downtown Boston at peak · 83% of households own their home.
$975k
4BR / 2BA house (est.)
$750k
3BR townhouse (est.)
$555k
2BR condo (est.)
$10.96
Tax per $1,000 (FY2026)
41 min
Peak drive to Boston (modeled)
🚆 25 min
Commuter rail · ~25 min to terminal
83%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $5,996/mo | $257k/yr |
| 3BR / 2BA townhouse | $4,652/mo | $199k/yr |
| 2BR condo | $3,488/mo | $149k/yr |
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Reading’s actual FY2026 rate ($10.96/$1,000 = 1.10% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 83% |
| White (non-Hispanic) | 86% |
| Asian (non-Hispanic) | 6.2% |
| Latino / Hispanic | 4.6% |
| African American (non-Hispanic) | 0.3% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
