Winchester, Massachusetts Tier 1
Tier 1 · top schools · about 31 minutes door-to-door to downtown Boston at peak · 83% of households own their home.
$1.85M
4BR / 2BA house (est.)
$1.25M
3BR townhouse (est.)
$925k
2BR condo (est.)
$11.08
Tax per $1,000 (FY2026)
31 min
Peak drive to Boston (modeled)
🚆 19 min
Commuter rail · ~19 min to terminal
83%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $11,238/mo | $482k/yr |
| 3BR / 2BA townhouse | $7,650/mo | $328k/yr |
| 2BR condo | $5,706/mo | $245k/yr |
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Winchester’s actual FY2026 rate ($11.08/$1,000 = 1.11% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 83% |
| White (non-Hispanic) | 72% |
| Asian (non-Hispanic) | 16% |
| Latino / Hispanic | 3.2% |
| African American (non-Hispanic) | 3.0% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
