South Hadley, Massachusetts Tier 3

Tier 3 · solid schools · about 114 minutes door-to-door to downtown Boston at peak · 70% of households own their home.

$450k
4BR / 2BA house (est.)
$350k
3BR townhouse (est.)
$260k
2BR condo (est.)
$16.50
Tax per $1,000 (FY2026)
114 min
Peak drive to Boston (modeled)
No MBTA rail
70%
Homeowners (ACS 2019–23)

What it takes to live here

Scenario (20% down)Monthly all-inIncome needed
4BR / 2BA detached house$3,069/mo$132k/yr
3BR / 2BA townhouse$2,426/mo$104k/yr
2BR condo$1,847/mo$79k/yr
Preliminary data: South Hadley is part of our newest batch of towns — its tax rate, prices, and demographics are estimates pending verification against municipal and census sources.
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at South Hadley’s actual FY2026 rate ($16.50/$1,000 = 1.65% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.

Community snapshot

ACS 2019–2023 (via MAPC DataCommon)Share
Homeowner households70%
White (non-Hispanic)87%
Asian (non-Hispanic)2.0%
Latino / Hispanic7.0%
African American (non-Hispanic)1.0%
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.

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