Ipswich, Massachusetts Tier 3
Tier 3 · solid schools · about 60 minutes door-to-door to downtown Boston at peak · 77% of households own their home.
$900k
4BR / 2BA house (est.)
$690k
3BR townhouse (est.)
$510k
2BR condo (est.)
$11.50
Tax per $1,000 (FY2026)
60 min
Peak drive to Boston (modeled)
🚆 55 min
Commuter rail · ~55 min to terminal
77%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $5,588/mo | $240k/yr |
| 3BR / 2BA townhouse | $4,325/mo | $185k/yr |
| 2BR condo | $3,243/mo | $139k/yr |
Preliminary data: Ipswich is part of our newest batch of towns — its tax rate, prices, and demographics are estimates pending verification against municipal and census sources.
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Ipswich’s actual FY2026 rate ($11.50/$1,000 = 1.15% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 77% |
| White (non-Hispanic) | 93% |
| Asian (non-Hispanic) | 2.0% |
| Latino / Hispanic | 3.0% |
| African American (non-Hispanic) | 1.0% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
