Dracut, Massachusetts Tier 3
Tier 3 · solid schools · about 62 minutes door-to-door to downtown Boston at peak · 80% of households own their home.
$625k
4BR / 2BA house (est.)
$490k
3BR townhouse (est.)
$365k
2BR condo (est.)
$9.67
Tax per $1,000 (FY2026)
62 min
Peak drive to Boston (modeled)
—
No MBTA rail
80%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $3,839/mo | $165k/yr |
| 3BR / 2BA townhouse | $3,048/mo | $131k/yr |
| 2BR condo | $2,315/mo | $99k/yr |
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Dracut’s actual FY2026 rate ($9.67/$1,000 = 0.97% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 80% |
| White (non-Hispanic) | 79% |
| Asian (non-Hispanic) | 5.9% |
| Latino / Hispanic | 8.9% |
| African American (non-Hispanic) | 3.2% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
